Andover or Merrimack Mutual


To report a claim, please call our agency at (508) 460-0800. Our business hours are Monday – Friday, 8:30 AM – 5:00 PM.

Home Losses

If you are insured with Andover or Merrimack Mutual on your home, condo, or renters policy please note the following:

House Fires, Furnace Puff Back, Smoke Damage

If you had a house fire, furnace puff back, bad smoke damage, or damage from another insured situation that makes your house unlivable; we recommend you call a local clean up service. The services below handle fire, smoke and water damage situations and they have 24 hour service. Then, if the situation warrants it, get a local hotel/motel room if your home is unlivable.

  • CRS: Complete Restoration Solutions: 774-243-1400
  • Service Master: (800) 783-0552
  • Servpro: (800) 794-1485

Public Adjusters

Note: You may be approached by public adjusters. They do not work for insurance companies.  They generally slow down the claim process and take between 5-10% of every dollar that your insurance company pays you. Know that you are insured with a good company that pays claims promptly and fairly.

Remember, our agency is here to help and assist you in any way we can. Please do not hesitate to contact us with any questions or concerns.

Emergency Claims

If you need additional assistance in an emergency situation and it is outside our normal business hours (Mon-Fri, 8am – 4:30pm)

  • Curt Threatt cell: 508-395-6611


    488 Boston Post Rd East
    Marlboro, MA 01752